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Simple & Delicious Pumpkin Cake Recipe

Simple & Delicious Pumpkin Cake Recipe

An amazing indoors way to celebrate the beautiful fall weather is to stop going for apple picking and just making a delicious, mouthwatering pumpkin pie. It’s just so much better than hayrides and roasting some s’mores. Moreover, you could not have a tastier treat for after dinner, enjoying some Sunday night football than this out-of-the-world recipe. And it’s simple, without any special ingredients, hassle-free, and it’s just perfect! This recipe is great for true pumpkin pie fans who want the very essence of the pumpkin flavor, the spice and a bit of tanginess without anything else getting in the way!

But Why is This Pumpkin Pie Recipe Great?

There are a couple of reasons why this pumpkin pie cake recipe will become an instant favorite and fall staple at your household. First of all, the pie will be packed with a concoction of wonderful flavors along with two big cups of pumpkin puree. In addition, you are going add all the best fall ingredients in your kitchen, such as cinnamon, allspice, nutmeg and ginger.

The cake will turn out super moist, like sticking to your fork! To make it even more delicious you are going to add a mouth watering, smooth and silky cream cheese frosting. Lastly, because the cake is single layer, you can easily pack it take to parties, game nights, tailgates etc.

The Pumpkin Cake Recipe

The recipe is quite straightforward and you can’t go wrong with it. If you have ever baked a spice cake before, the preparation is similar to that in terms of texture and taste. Plus you are not going to need more than two bowls! However, even if you haven’t baked in a while, this recipe is still easy than a ton of others!

Let’s go over the ingredients and then the method.

As mentioned, the ingredients are simple and easy, it’s a homemade cake after all.

 

Here is what you are going to need:

 

  • Flour – (Go with all-purpose flour) because the cake already as a thick and wet batter.

 

  • Baking Powder and Baking Soda – Common household ingredients that help the batter rise

 

  • Cinnamon and Spice for the Pumpkin Pie – These are necessary ingredients to make the cake. You can prepare the spice at home by adding half a teaspoon of ground cloves, ground ginger, ground allspice and ground nutmeg. Don’t forget to add half a teaspoon of cinnamon.

 

  • Vanilla and Salt for Added Flavor – You can add salt as per taste and buy the vanilla extract from any local grocery store.

 

  • Cooking Oil – Layer the base of the baking pan with an even spread of cooking oil to make the base of the cake smooth and moist.

 

  • Eggs – Add 2-3 eggs for the structure of the cake.

 

  • Pumpkin – Along with 2 cups of fresh pumpkin puree, you will need to add 1 regular can of pumpkin. Use the entire content of the can to avoid waste.

 

  • Sugar – You can mix some brown and white sugar for taste

Instructions: 

  1. Take two bowls
  2. Mix dry ingredients in one bowl
  3. Mix the wet ingredients in the other
  4. Mix both the dry and wet ingredients together
  5. Take a 9 x 13 baking or cake pan and pour the mix in, spreading evenly
  6. Bake it
  7. Let it cool down for five minutes and then make the cream cheese frosting
  8. Put the cake in your fridge for 30 minutes
  9. And voila, it’s ready for eating

 

There you go – everything you need to have and know about how to bake a wonderfully delightful pumpkin pie cake.

October Fun on Long Island

October Fun on Long Island

Visiting Long Island during October will make for a scintillating experience. The weather is a mildly cold, perfect for having some fun outdoors! There are just so many things you can do apart from enjoying the beautiful fall colors.

Although the temperature will remain in the mid-range, if you do plan for outdoorsy activities on Long Island, it’s important to wear a couple of layers and bring a pair of hiking boots or shoes, especially if you want to experience the botanical garden in all its glory. Mentioned below are some interesting and exciting activities you can do.

Beautiful Long Island Landscape Hike

If you want to go out for a long, yet exhilarating and mentally stimulating hike, then Long Island is just the place. There are a variety of amazing trails that you could go on, for example, the Garvies Point Preserve. The preserve will nicely lead you down towards a pristine beach where you can take a breather and enjoy a mini picnic.

Moreover, Garvies also has spectacular refuges for wildlife in Long Island, like the Oyster Bay National Wildlife Refuge. You can hike down to this national wildlife refuge, go to the shoreline and experience a huge gathering of different waterfowl.

Apple Hunting and Picking

As soon as fall hits Long Island, the place becomes an apple haven. There are a variety of orchards open to the public. You can go there with your family to pick hordes of fresh apples right at their peak. You can hunt for as many apples as you want and either eat them raw or make some fresh juice. There is no shortage of delicious recipes that have apples as the main ingredient.

Similarly, there are different farms of different fruits such as pumpkins, raspberries, blueberries, blackberries corn, tomatoes, strawberries, peaches, etc. However, each harvest will depend on the time of the year, apple picking is great for October.

Look for Your Own Pumpkin

There are also plenty of pumpkin farms you can visit on Long Island, and some of the farms also feature corn mazes as well as pre and post Halloween events. While you can buy already-picked pumpkins for Halloween, there are also farms where you can go out for some pumpkin picking. You might end up picking the biggest pumpkin on the farm!

One of the most popular pumpkin picking farms on Long Island is Brightwater’s, located near Bay Shore. If you want to pick organic pumpkins, then you can go to Organics Today, which is a 3-acre farm. If you want to experience the thrill of navigating through a corn maze, you can head straight to Fairview Farm located in Bridgehampton.

A Weekend Escape in Long Island

Another great way to enjoy a fall weekend in Long Island is visiting the popular Glen Cove Mansion. The mansion was built back in 1910 and is an award-winning structure. You could also go to the iconic Oheka Castle, located in Huntington.

You could also plan a weekend getaway for some wine tasting at the popular Long Island Wine Country or visit the Hamptons (you would really enjoy it since all the summer crowd is already gone). The Long Island Wine Country features serene bike trails and cozy villages.

Have Some Fun with Your Pooch

If you have brought your canine companion along for a visit to Long Island, you would be relieved to know that there are several places designated for dogs, you can play with your pooch all day long or take him for some exploration. Plus, there are also off-leash parks and places where your dog can run wild.

 

 

So, there you have it – some of the best places to visit and fun things to do while you are in Long Island this fall. Some amazing October fun on Long Island for locals and tourists alike.

Downsizing Advice For Older Adults Who Need Something Smaller

Downsizing Advice For Older Adults Who Need Something Smaller

Downsizing is a great option for seniors who are looking to make a move, but it can bring a lot of questions even as you’re trying to answer a few. Knowing the right time to downsize is important. You may be thinking about how to make your post-retirement years as safe and comfortable as possible, but it’s important to ensure that your finances are in check and that you’re able to find a home that meets your needs while staying within your budget. This can be tricky depending on the area where you’re looking, so it pays off to do some research before you make any decisions.

Preparing for a downsize can be a lot of work, because it includes not only the packing and moving, but it also means going through all your belongings to figure out what you’ll bring to the new home. Keep in mind that the more items you can discard, the more room you’ll have, which helps eliminate fall hazards, one of the most common causes of injury in seniors.

If downsizing is on the horizon for you, here are a few tips on how to get started.

Check out the area first

If you’re thinking of buying a home in a particular area or neighborhood, it helps to check it out first. You might rent a vacation home there for a week to get a feel for the weather, the people, and the community. This is also a great way to test the waters and see what you’d like to have in a home, from the size to the location. You should also scope out the housing market in the area you decide to live in, to see if you can actually afford to live there. In Bay Shore, average home prices have been an average of $356,000 over the past month.

Don’t overlook the details

It’s important to know what to look for in a new home when you’re downsizing. You may find a great home that’s just the right size, but if the details are wrong, it might not be the best fit for you in the long run. Take a look at all parts of the home. A one-story two-bedroom might just be perfect, but if there’s a large yard to take care of, you may end up regretting it down the road. Does your chosen house sit in a neighborhood with an HOA that will cost potentially hundreds of dollars per year? Are there grab bars in the bathroom? If not, you can always purchase them later, since they’re easy to install. (You can find grab bars on Amazon for $23.37 each.) Make sure you know the ins and outs of the home and the area before making a commitment.

Get organized

Staying organized while you pack and declutter is essential because it helps keep your belongings separated from the items you plan to get rid of, and because it enables you to reduce stress while you’re preparing for such a major life change. Make packing lists as you go, and clean at the same time so you’ll have less to do on moving day. Try not to make a “maybe” pile when going through your belongings, as it’s best to be definitive. Donate, trash, or sell the things you know you don’t want to take, and measure the rooms in the new house to make sure your furniture will fit.

Get some help

These days, many cities have companies that specialize in helping seniors downsize, so look to see if there’s something like that available for you. These professionals can help you declutter, pack, transport, and unpack your belongings. You can also ask friends and loved ones to help you get everything organized and ready for moving day, and have someone help you clean the old house when all is said and done.

Downsizing is one of the biggest decisions you’ll ever make, so it’s crucial to ensure that you take your time and research your options. Finding the right home for your post-retirement years takes a lot of careful thought, but it’s well worth it if it keeps you safe and healthy.

Written By: Mike Longsdon

 

 

Yes, There is A Way Around Mortgage Insurance

Yes, There is A Way Around Mortgage Insurance

If you have just bought a home or are in the process of buying one, you may have a good idea what mortgage insurance is. It is quite possible you’re paying it right now. To make things affordable for homebuyers, one of the prerequisites of opting for a mortgage via any lending organization is getting mortgage insurance on specific varieties of loans.

 

The fundamental advantage of mortgage insurance is securing the lender and shielding it from a financial risk or uncertainty on behalf of the homebuyer. But it also makes accessibility for the homebuyer easy even if they do not have a truckload of money to pay for it up front. Sure, there is no doubt that acquiring a mortgage with mortgage insurance can help you get your dream house quickly ,however, you have to understand the flipside of it – which is the fact that mortgage insurance payments will stack up higher and higher in the long run.

 

If you’re getting that butterflies in the stomach feeling, there is no need to worry at all. We have compiled a handful of effective and simple ways to lessen the burden of paying for mortgage insurance. Check it out…

 

Wrap Your Head Around LTV

 

Eliminating mortgage insurance heavily relies on what type of loan you have acquired – as well as that loan’s LTV and mortgage insurance specifications and requirements. LTV is short for (Loan-to-Value) ratio, and it basically calculates the amount of equity you have stacked in your home.

 

You can easily calculate this by dividing the amount of your current loan (the balance that remains) by the original value of your real estate, then multiply the total amount by 100. Remember, the higher the number of payments you make, the lower the loan-to-value ratio. If your LTV is 80% or higher, you don’t have to pay mortgage insurance. This means that if you make a down payment of at least 20% of the home value, you can avoid mortgage insurance.

 

Paying Mortgage Insurance? Here is How You Can Stop!

 

For FHA Loans

If you have acquired an FHA loan, you have to understand that you don’t have an option to cancel making FHA loan mortgage insurance. So what do you do? The best way out of this is to transfer your loan into a conventional loan via refinancing. The fastest way to do that is if you have a low loan-to-value ratio or if you have drastically enhanced your credit score.

 

 

For Lender-Paid Mortgage Insurance

If you have acquired a lender-paid mortgage insurance, the first thing you have to understand is that no lender is going to be paying for your insurance contrary to what they have advertised. What happens is the lender pays for your mortgage and then asks you to make repayments to cover that cost with a slightly raised interest rate.

 

Sure, this might have sounded awesome to you when you first acquired the loan. However, you may want to reconsider your refinancing options, especially if you’re eligible for a brand new loan without the need to pay any mortgage insurance, interest, or either.

 

When the Value of Property Increases

If your vicinity’s market has gone up, and you have already spent quite a bit of money making improvements to your house, your house’ true value (and equity) probably has gone up too since the date of purchase. And this may very well mean that your loan balance falls below 80% of the home value. If this happens, the lender has to remove the mortgage insurance requirement.

 

 

So now you know that ditching mortgage insurance is possible. More importantly, you know how to do it. Who doesn’t like canceling a monthly payment? Feel free to discuss this with us and see what’s the best way out of mortgage insurance for you.

Plan An Exciting Memorial Day On Long Island

Plan An Exciting Memorial Day On Long Island

With three amazing days off from your mundane routine, Memorial Day is a primer to starting summer with some stress off your shoulders. This automatically translates into some partying, going to fun events, enjoying live music, and plenty of other outdoor activities. Considering this, mentioned below are some interesting ways you can celebrate this year’s Memorial Day weekend in Long Island.

Consider Going to Montauk
It really doesn’t matter if you are a New Yorker or not, celebrating Memorial Day in Long Island like you haven’t before should be on your to-do list for the weekend. Sure, Montauk may be a bit costly and you will find it a bit crowdy there, still there are plenty of iconic things you can do at the beautiful destination. Moreover, Montauk has a soothing, relaxing and serene vibe that you will not find in posh neighborhoods such as the Hamptons.

Irrespective of whether you want to stay up and out during the entire night, or if you are with kids or friends, or just want to relax at the beach, catching some waves, Montauk offers a slew of places you can go to. Regardless of the place you stay in the village, it is vital you take plenty of time out to visit its beaches.

Beaches in Long Island are just amazing; with sand as far as the eye can see and waves, it is a perfect destination for people who are big on privacy. If you are looking for some fun and frolic or want to mingle, Navy Beach has a great bar serving awesome cocktails.

Bethpage Village Decoration Day
This is a great and fun event you shouldn’t miss for the world on Memorial Day. On the Memorial Day weekend, you will find the village completely transformed, and you will experience a unique celebration. Did you know that back in the day, Memorial Day was known as Decoration Day? Yup, you can travel back in history and take photographs of how houses used to look back in the 18th and 19th century.

North Hempstead Beach Park Fireworks and Celebrations
If you want to see some extraordinary fireworks and listen to some great music, head to Port Washington on Memorial Day. Bring your own food and some picnic blankets for a truly refreshing experience. Just sit back and chill with your friends and family, enjoy good food and listen to the music before enjoying the amazing fireworks.

Raynham Hall Museum Memorial Day Parade
Travel back in time and into the world as it was in the 19th century, by visiting Raynham Hall Museum at this year’s Memorial Day weekend. The Raynham Hall Museum is a colonial mansion with beautiful, large rooms and big gardens reminiscent of the Victorian era. Moreover, you can also tag along for the Memorial Day parade at Oyster Bay.

American Airpower Museum For the Legends of Airpower Show
If you are a hardcore aviation fan, this is a once a year event that you would not want to miss. The show displays a slew of exciting and legendary fight planes. Moreover, you will also be given a tour of the B-17 Yankee Lady. You will also have the opportunity to see the Canadian Forces Snowbirds as well as the U.S Navy Blue Angels before they fly off for a cool air show at Jones Beach.

Which of these sounds most exciting? Feel free to learn more about these events and plan an unforgettable Memorial Day on Long

Sagamore Hill National Historic Site” The Summer White House”

Sagamore Hill National Historic Site” The Summer White House”

Do you want to have a feel of the daily life of a president? Have you been trying to figure out what the home of a president looks like?

Then Sagamore Hill National Historic site is definitely, the place to be. Located in Cove Neck, New York, near Oyster Bay in Nassau County, Sagamore Hill was the home of US President, Theodore Roosevelt.

Sitting on an 83.02 acres (33.60 ha) land, the 22-room house built in 1886, comes with several fascinating facilities.
The exquisite nature of the summer home was a center of attraction internationally even during the life of the president.
Ultimately becoming known as the “Summer White House” Sagamore Hill, hosted several dignitaries across the world from 1902 to 1908, during Roosevelt’s tenure as president.

More than four decades after the death of Roosevelt, Congress on July 25, 1962, formed The Sagamore Hill National Historic Site aimed at preserving the house as a unit of the National Park Service. On October 15, 1966, it was listed on the National Register of Historic Places.

A visit to the site is never a waste of time. The natural surroundings of the area gives you a clue of what nature has to offer. By the time you leave there, you would be inspired to achieve more and learn more about the life of the 26th President of the United States.

You will have a feel of the original items the president used since almost all the furnishings are the originals.
The originality of the site takes you down memory lane, as to the items and artifacts people in the late eighteen hundreds used.

Sagamore Hill also hosts The Theodore Roosevelt Museum housed in the “Old Orchard” built in 1938. The museum contains records of the life and career of Roosevelt. There are also plaques with information about the home and the family as you tour.

What to expect
Sagamore Hill just like other tourist sites is open to the public by guided tour from 10:00 am to 4:00 pm. There are tour guides readily available to take visitors around the home and provide them with all the needed information.

Ticket Purchasing
Visitors to the site can purchase tickets at the Old Orchard Museum & Visitor Center. Buy your ticket at 9:00 AM at the Visitor Center from Wednesday through Saturday. During the summer, the site is open seven days throughout the week.

Admission to the Roosevelt Museum at Old Orchard is, FREE, and opens from Wednesday to Sunday, 10:00 am to 4:00 pm.
It is worth noting that tickets are limited and sold on first come first served basis. Therefore, visitors must always arrive early, especially during weekends.
For more information visit the National Park Service Sagamore Hill website or call 516-922-4788.

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